DIRECT LENDER
Qualify for a 15, 30, or 40 year mortgage on a 1 to 4 unit investment property based upon current or anticipated rental income. Purchase, refinance and cash-out up to $1 million. We look at your credit and require a down payment. No tax returns, No DTI, No financials needed.
(833) 228-2141 APPLY NOW
OptionWide Financial Corporation offers investment 1-10 units Residential and mixed-use property mortgages in the following states: Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Indiana, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Missouri, Nebraska, New Hampshire, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia, Wisconsin, Wyomimg.
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As a direct lender financial institution we make all credit decisions and exceptions in house, providing flexible qualification and faster approvals:
DSCR LOAN FEATURES:
BEYOND THE NUMBERS:
NO-DOCS LOAN QUALIFICATION:
ELIGIBLE RENTAL PROPERTY TYPES:
It only takes a few minutes
to pre-qualify
APPLY ONLINE
Increase your buying power and get quick access to capital. Take advantage of passive income as well as existing equity in a property to create the potential for large long-term payout.
Utilize our investor DSCR Cash Flow Loans fast funding services for mortgage cash-out refinance, the hybrid of low rates and flexible terms, to seize new investment opportunities.
Choosing our real estate Investor DSCR* Cash Flow Loan to purchase investment properties will help you build out a portfolio without having to provide detailed income or employment documentation. In addition, the OptionWide Direct Lender program is pretty lenient when it comes to credit scores. The FICO minimum is 600.
Another benefit to this program is no-limits on the number of financed properties the borrower has. If you already have mortgages on three, four, or 20 other properties, or you are trying to refinace a property with negative cash flow, you may still qualify for our DSCR Cash Flow Loan.
* Debt Service Coverage Ratio:
DSCR = (Net Operatiing Income) / (Debt Service)
Loans That Empower Over 115,000 Real Estate Investors
* Debt Service Coverage Ratio
The Best Residential Property Investment Loan Program with Fast Approval Process, Low‑Rates and Flexible Terms ‑ Guaranteed!
Innovative real estate investment loan program that can be used effectively to build a portfolio of income generating residential properties.
Call or use our simple application to apply. No tax returns needed. No complicated forms and unneccessary paperwork.
Qualify based on current or anticipated rental income from the property, your credit quality and collateral.
Pre‑qualify in 10 minutes. Get loan approval within 24hrs. Receive funds in as little as 7 business days, no biggie.
Our experience and knowledgeable real estate loan bankers will provide you with reliable service every step of the way.
OptionWide Financial Corp is a Direct Lender providing investor mortgages without intermediaries. Get a formal pre-approval letter and bid on properties with confidence!
Our DSCR Loan is a superior alternative to Hard Money Loan where for approval lenders use a painful slow process. Among other measures lenders are also interested in your personal debt-to-income ratio. In addition, Hard Money loans are more expensive and you can expect to pay double-digit interest rates and origination fees of several points to get funded.
You should choose our quick funding DSCR Loan over a Jumbo Loan financing that often has higher credit score and added personal income and/or employment documentation requirements.
OptionWide Financial is a dependable source implementing all required steps for providing 1-4 unit investor mortgages. As a Direct Lender we do everything in-house, from examining your credit to handing over the final check.
OptionWide Financial Corporation offers investment property DSCR mortgages in 28 states*. Working with us you'll be able to get bigger loan amount, best available rates and terms. Utilizing fully automated systems and having easily reachable (phone, SMS, or email) Expert Mortgage Bankers who are ready to help with the application process -- you will be delighted with the lower costs, less frustration, and faster funding. Ask for a formal pre-approval letter to empower your bidding on properties with confidence!
Start now to get pre-approved in less than 10 minutes and receive funds in as little as 7 business days.
* List of States: AZ, CA, CO, CT, DC, DE, FL, GA, HI, IN, KY, LA, MA, MD, ME, MO, NE, NH, OK, OR, PA, SC, TN, TX, VA, WA, WI, WV, WY.
CASH-OUT REFINANCE
You can pull equity out of a rental property using a cash-out refinance.
Taking a cash-out refinance to buy an investment property or to make improvements is one of the best ways to put your equity to use.
Find out whether you’re eligible for a cash-out refinance and how much money you could pull out. Use our simple loan application process to accelerate your investment real estate portfolio growth.
Fastest Path to Funding
Fill out this form and our Loan Banker will guide you
through the final application step
NMLS:1724453 | NMLS Consumer Access Site
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